This research presents a comprehensive comparative analysis of five leading Indian Public Sector Banks: SBI, PNB, BOB, IOB, and UB, covering the period from 2019 to 2024. It utilizes the CAMELS framework and employs statistical tools such as ANOVA and Bonferroni post-hoc tests to...
Open access
Research Article10.9734/ajeba/2026/v26i12135
Aims: The Pradhan Mantri MUDRA Yojana (PMMY), launched in 2015, aims to promote financial inclusion and entrepreneurship among non-corporate, non-farm micro and small enterprises. This study provides a financial analytics-based assessment of PMMY loan disbursements from FY 2016–1...
Open access
Research Article10.9734/sajsse/2025/v22i101189
Aims: This study analyzes the financial stability of selected Indian banks using Capital Adequacy Ratio (CAR) and Debt-Equity Ratio (DER) over five financial years (2019-2024). Study Design: This study applied statistical techniques, including descriptive statistics for measures...
Open access
Research Article10.9734/ajeba/2025/v25i41756
Aims: This research focuses on two key dimensions of financial health: capital adequacy and asset quality. Capital adequacy, measured by Basel III norms, Debt to Equity Ratio (DER), and Leverage Ratio (LR), is pivotal in assessing a bank’s resilience to financial shocks. Meanwhil...
Open access
Research Article10.9734/arjass/2025/v23i1629