Skip to content
B

Babandi Ibrahim Gumel

Publications (5)

Effects of Credit Risk on Profitability and Sustainability: Evidence from Selected Micro Finance Institutions within Sub Saharan Region

Noel Marimira & Babandi Ibrahim Gumel · Asian Journal of Economics, Business and Accounting · 2025

Aims: The study aimed to investigate the effects of credit risk on the profitability and sustainability of micro-financial institutions (MFIs) in Sub-Saharan Africa. Given the critical role that MFIs play in financial inclusion and economic development, understanding how credit r...

Open access Research Article 10.9734/ajeba/2025/v25i91959

The Effect of Liquidity Risk on Operational Efficiency: A Study of Some Micro-financial Institutions within Sub-Saharan Region

Noel Marimira & Babandi Ibrahim Gumel · Asian Journal of Economics, Business and Accounting · 2025

Aim: To examine and analyze the relationship between liquidity risk and the operational efficiency of micro-financial institutions (MFIs) in Sub-Saharan Africa. Study Design: Mixed method. Place and Duration of Study: MFIs in Sub-Saharan Africa, between August 2024 and March 2025...

Open access Research Article 10.9734/ajeba/2025/v25i41771

Financial Risk Management in Zimbabwe

Noel Marimira & Babandi Ibrahim Gumel · Asian Journal of Economics, Business and Accounting · 2025

Aims: The study aimed to develop a comprehensive framework tailored to the specific challenges faced by businesses Study Design:  Qualitative research design. Place of Study: Financial stakeholders in Zimbabwe Methodology: The researcher chose 15 important players in Zimbabwe's f...

Open access Research Article 10.9734/ajeba/2025/v25i31714

The Role of Artificial Intelligence in Strategic Decision-Making

Noel Marimira & Babandi Ibrahim Gumel · Asian Journal of Economics, Business and Accounting · 2025

Aims: The aim of the paper was to examine the issues associated with AI in business decision-making, focusing on matters such as bias, competence, the absence of a comprehensible strategy as well as inadequate attention to strategic, legal and explainability factors. Study Design...

Open access Research Article 10.9734/ajeba/2025/v25i31712

The Nexus between Liquidity and Credit Risks and Their Impact on Bank Stability

Tunde Folorunso Ayinuola & Babandi Ibrahim Gumel · Asian Journal of Economics, Business and Accounting · 2023

This study examines the nexus between liquidity and credit risks and their impact on bank stability in Nigeria. In order to achieve the research objectives, this study utilizes secondary data, which covers 12 Nigerian banks from 2010 to 2021. The Generalized Method of Moment (GMM...

Open access Research Article 10.9734/ajeba/2023/v23i11975