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Emmalyn J. Navarro

Publications (4)

Factors Affecting the Intention to Use Mobile Payment Services

Shaina Mae A. Dela Vega, Yieshen B. Saudoc, Andrea G. Camao, Iresh Kenneth V. Manamao, April Mae Jane R. Enriquez & Emmalyn J. Navarro · Asian Journal of Education and Social Studies · 2026

This study investigated the factors influencing the intention to use mobile payment services among residents of Barangay Poblacion, Cateel, Davao Oriental, a rural area that remains underexplored in mobile payment research. Guided by technology adoption theories, the study examin...

Open access Research Article 10.9734/ajess/2026/v52i22885

The Influence of Social Media Advertisement on Local Tourist Preference in Cateel Tourism Industry

Rhea Mae A. Simacio, Nicol S. Velasco, Bryll S. Simacio, Norilyn S. Ferrel, Michelle Jen Espirituoso & Emmalyn J. Navarro · Asian Journal of Education and Social Studies · 2026

This study investigated the influence of social media advertising on local tourist preferences in Cateel, Davao Oriental. A descriptive-correlational design was employed, using a structured survey administered to 377 local tourists aged 18–60 across 10 barangays, selected through...

Open access Research Article 10.9734/ajess/2026/v52i22879

The Impact of Enterprise Risk Management on Business Performance of MSMEs in Cateel, Davao Oriental

John Dave C. Cadayona, Carlo A. Cervantes, Adam B. Montero, Ryan S. Ramirez, Lyndon P. Solante & Emmalyn J. Navarro · Asian Journal of Education and Social Studies · 2025

This study looked into how Enterprise Risk Management (ERM) practices are applied by Micro, Small, and Medium Enterprises (MSMEs) in Cateel, Davao Oriental, and how these practices relate to their business performance. Even though ERM is becoming more important today, many MSMEs...

Open access Research Article 10.9734/ajess/2025/v51i122679

Personal Debt and Mental Health: A Correlational Study among Sole Proprietors of MSMEs

Diana P. Caper, Allan M. Dagansan, Jely M. Pandili, Lo velyn B. Piojo, Raiza O. Ravelo & Emmalyn J. Navarro · Asian Journal of Education and Social Studies · 2025

Debt is associated with various physical health issues, including inflammation, high blood pressure, and a high body mass index. This study examines the relationship between personal debt and mental health among sole proprietors of micro, small, and medium-sized enterprises (MSME...

Open access Research Article 10.9734/ajess/2025/v51i112669