Monetary and Financial Inclusion in Fragile States: Do Credit Access and Mobile Money Reduce Conflict Risk in Sub-Saharan Africa?
Malgit Amos Akims, Gyang Francis Dalyop, Dorcas Melza Musabi & Wycliffe Nyaemo Motende · Journal of Economics, Management and Trade · 2026
Fragile states in Sub-Saharan Africa continue to face recurrent conflict associated with economic marginalisation, weak institutions, poverty, and restricted access to finance. This study examined whether credit access and mobile money are associated with conflict risk in ten fra...