Online banking has transformed financial transactions, making financial literacy essential for managing digital finances and risks. Socio-economic and demographic factors significantly influence financial literacy and online banking adoption, though prior research shows mixed res...
Open access
Research Article10.9734/ajeba/2026/v26i42217
With the rapid digitization of banking services, financial literacy has become essential for individuals to access and effectively use online banking services. Therefore, this study explores the impact of financial literacy on customers’ online banking behavior, focusing on the B...
Open access
Research Article10.9734/sajsse/2026/v23i31288
The advancement of digital technology has significantly transformed the global banking sector, with online banking becoming a vital tool for financial accessibility and convenience. Despite Sri Lanka’s increasing digital infrastructure and high general literacy rate, the actual u...
Open access
Research Article10.9734/sajsse/2025/v22i61038
The objective of the study is to determine the factors for the personal financial literacy of university students. The study aims at the determinants that reasoning on personal financial literacy. The sample was selected from a final year student at the University of Kelaniya, Sr...
Open access
Research Article10.9734/ajeba/2021/v21i1130437