Kalyani Gupta

An Incredible Journey of India Towards the Digital Payment: A Comparative Study of UPI & IMPS Over a Decade

Kalyani Gupta & Amar Kumar Chaudhary · Asian Journal of Economics, Business and Accounting · 2026

India is moving rapidly towards a digital and cashless or less-cash-dependent economy through the Digital India movement. In this journey, various initiatives have been launched by the Government of India, and the Unified Payment Interface (UPI) is one such initiative. It provide...

Open access Research Article 10.9734/ajeba/2026/v26i92379

Retirement Planning Awareness among Unorganized and Self-Employed Workers in India: A Case Study of Ranchi

Kalyani Gupta & Amar Kumar Chaudhary · Asian Journal of Economics, Business and Accounting · 2025

The retirement age of people in India is around 60 years, and the life expectancy is around 70 years. So, the obvious question is how a person after retirement fulfils their requirement without active earning. Today they are of an age where they can work hard and make money, but...

Open access Research Article 10.9734/ajeba/2025/v25i102027