Khushboo Kumari

Endophytes: An Insight into Plant’s Hidden Treasure

Priyam Vandana, Arti Kumari, Khushboo Kumari & Krishti Rekha Puzari · International Journal of Plant & Soil Science · 2024

Endophytes are microorganisms colonizing healthy plant tissue without causing any apparent symptoms in the host plant. Bacteria, fungi, actinomycete, virus, archaebacteria and mycoplasma are the common microbes existing as endophytes and found in every plant. Endophytic bacteria...

Open access Research Article 10.9734/ijpss/2024/v36i74770

Kisan Credit Card Scheme in India: Growth, Utilisation Patterns, Impact and Implementation Constraints

B. Rajesh Reddy, Dilip R. Vahoniya, Bhautik Bagda & Khushboo Kumari · Journal of Economics, Management and Trade · 2026

In 1998, India launched Kisan Credit Cards to give farmers easy access to timely credit for crop needs, replacing costly moneylenders who charged 24-36 per cent interest. This review synthesises various studies from the last 20 years and RBI, NABARD data, tracing KCC growth from...

Open access Research Article 10.9734/jemt/2026/v32i41421