Online banking has transformed financial transactions, making financial literacy essential for managing digital finances and risks. Socio-economic and demographic factors significantly influence financial literacy and online banking adoption, though prior research shows mixed res...
Open access
Research Article10.9734/ajeba/2026/v26i42217
With the rapid digitization of banking services, financial literacy has become essential for individuals to access and effectively use online banking services. Therefore, this study explores the impact of financial literacy on customers’ online banking behavior, focusing on the B...
Open access
Research Article10.9734/sajsse/2026/v23i31288
The rapid growth of cryptocurrencies and increasing instability in traditional financial systems have significantly transformed global investment behaviour in recent years. In developing countries experiencing economic crises and currency depreciation, investors increasingly seek...
Open access
Research Article10.9734/sajsse/2026/v23i81374
This study investigates the relationship between educational attainment and online banking engagement among adults in Sri Lanka, addressing a critical gap in digital financial inclusion literature. Despite high general literacy and expanding digital infrastructure, online banking...
Open access
Research Article10.9734/ajeba/2025/v25i61857
Aims: This study aims to investigate the psychological factors that determine the credit card usage of young banking professionals in Sri Lanka, addressing a critical gap in the literature. Study Design: This is a quantitative study utilizing Partial Least Square – Structural Equ...
Open access
Research Article10.9734/ajeba/2025/v25i11637
The rapid digital transformation of the banking sector has expanded financial inclusion and efficiency but also exposed consumers to rising risks of cybercrime. In Sri Lanka, digital banking platforms such as Sampath Vishwa, PeoPay, and mobile wallets are widely adopted, yet cybe...
Open access
Research Article10.9734/ajeba/2025/v25i112031