M.M.S.A. Karunarathna

Exploring the Relationship Between Household Income and Online Banking Engagement in the Sri Lankan Context

M.M.S.A. Karunarathna & J. A. Prasansha Kumari · South Asian Journal of Social Studies and Economics · 2025

The advancement of digital technology has significantly transformed the global banking sector, with online banking becoming a vital tool for financial accessibility and convenience. Despite Sri Lanka’s increasing digital infrastructure and high general literacy rate, the actual u...

Open access Research Article 10.9734/sajsse/2025/v22i61038

Factors Affecting Domestic Electricity Usage with Reference to Colombo, Gampaha, and Rathnapura Districts, Sri Lanka

M.M.S.A. Karunarathna, Wipulasiri, A.V.Y, Jayasekara, Y.A.G.P.K, Siriwardana, B.G.L.A & Gunawardana K.A.K · Asian Journal of Education and Social Studies · 2025

Currently, Sri Lanka is facing a major economic crisis. In the face of this economic crisis, it is clear that the government has failed to provide the necessary facilities for individuals to carry out their daily activities properly. It has become a challenge for the institutions...

Open access Research Article 10.9734/ajess/2025/v51i21764