Widoti Atikasari

Financial Literacy, Financial Inclusion, Locus of Control and Financial Technology toward Financial Management of MSME

Widoti Atikasari, Maulida Nurul Innayah, Wida Purwidianti & Arini Hidayah · Asian Journal of Economics, Business and Accounting · 2025

Aim: This study aims to determine the effect of financial literacy, financial inclusion, locus of control, financial technology on financial management (MSMEs). Study Design: This study uses a quantitative approach with a Structural Equation Modeling (SEM) analysis tool based on...