Aims: This study aimed to examine the socio-demographic determinants of digital inclusion and mobile technology use among rural women in Ondo State, Nigeria. Specifically, it assessed whether factors such as age, marital status, household size, number of children, education, reli...
Open access
Research Article10.9734/sajsse/2025/v22i101177
This study aimed to determine the extent of competencies integrating 21st-century skills among Technology and Livelihood Education (TLE) teachers in the Division of Northern Samar and examine their relationship to performance of TLE teachers. Specifically, it assessed teacher com...
Open access
Research Article10.9734/sajsse/2025/v22i101178
TCF, which has been defined as the granting of credit to commercial enterprises along an enterprise supply chain, allows firms to alleviate cash flow constraints and take advantage of working capital. TCF is gaining traction in India as companies try to manage financial frugality...
Open access
Research Article10.9734/sajsse/2025/v22i101176
Farmers' attitudes may have an impact on their decision to diversify their farms by implementing various strategies. So, the present study was conducted to develop a valid and trustworthy instrument in order to determine the farmers' attitudes regarding agricultural diversificati...
Open access
Research Article10.9734/sajsse/2025/v22i101173
Introduction: Against the backdrop of global economic shifts, entrepreneurship emerges as a promising solution to pressing challenges, including poverty, unemployment, and inequality, particularly in emerging economies like Ghana. However, despite the nation's entrepreneurial pot...
Open access
Research Article10.9734/sajsse/2025/v22i101174
Purpose: This study investigates the effect of digital financing, e-commerce marketing, and business location on the performance of micro, small, and medium enterprises (MSMEs) in Malang City. Indicators of MSME performance include sales growth, customer reach, and operational ef...
Open access
Research Article10.9734/sajsse/2025/v22i101175
This paper surveys the impact of labour migration on the family structure and transportation patterns within the Santal community of Mayurbhanj district, Odisha. It investigates how migration disrupts traditional familial roles while fostering economic mobility. Qualitative data...
Open access
Research Article10.9734/sajsse/2025/v22i101172
This study investigates the predictive influence of gratitude and humility on mental health, with meaning in life serving as a mediating variable among college students. A sample of 210 undergraduate students participated in the research, completing self-report standardized measu...
Open access
Research Article10.9734/sajsse/2025/v22i91169
As digital finance becomes increasingly embedded in everyday life, its dual impact on household well-being demands closer scrutiny. Through mobile banking, fintech platforms, and algorithm-driven credit systems, digital finance has expanded access to financial services for previo...
Open access
Research Article10.9734/sajsse/2025/v22i101170
The study conducts an empirical investigation in a VAR environment from 1st January 2015 to 31st December 2022 to analyze the market wide overconfidence bias in the Indian stock market using daily observations of NSE Nifty50 and BSE SENSEX. The study attempts to investigate the p...
Open access
Research Article10.9734/sajsse/2025/v22i101171