Digital Financial Literacy and Its Determinants: An Empirical Evidences from Rural India
N. P. Abdul Azeez, S. M. Jawed Akhtar
South Asian Journal of Social Studies and Economics · pp. 8–22 · Published 8 Jun 2021
10.9734/sajsse/2021/v11i230279Abstract
Banking and financial institutions are undergoing a dramatic transformation in this digital age. Despite the extended digital communications, a significant proportion of the people cannot transact financially especially in rural areas. Effective financial transactions could be made possible through skills, awareness, and attitudes to use digital tools and digital transactions tools. Therefore, digital financial literacy became more critical nowadays and is considered prerequisites and preliminary steps for people's inclusion in the financial system. The determinants of digital financial literacy focus on the socio-economic demographic factors and used ordinary least square, multiple regression model. This model determines how various independent variables, namely age, gender, income, religion, social groups, family size, marital status, educational level, occupation, etc., significantly influence the respondents' digital financial literacy. The analysis is based on the primary data with five hundred samples collected from the rural areas of Aligarh district.
Cited by 74
Teresia Angelia Kusumahadi, N. Utami · Jurnal Inovasi Penelitian dan Pengabdian Masyarakat · 2024
N. Rahim, Norli Ali, Mohd Fairuz Adnan · Gading Journal for the Social Sciences (e-ISSN 2600-7568) · 2024
Mansi Yadav, Priyanka Banerji · SN Business & Economics · 2024
Ling-Hui Yang, H. Al-Jaifi, Kelvin Yong Ming Lee · Cogent Economics & Finance · 2024
Tri Rachmat Riski, Henny Sulistianingsih, Maivalinda Maivalinda · Jurnal Apresiasi Ekonomi · 2024
Kalandi Charan Pradhan, Sumit Kumar, Ritika Sharma · Journal of the Knowledge Economy · 2024
J. González-Núñez, Fernando José Mariné-Osorio, Salomón Domínguez · Cogent Economics & Finance · 2024
Nel Grace, P. Flamiano · International Journal of Management and Accounting · 2024
Guang-Shun Xu, Lin Feng, Wenzheng Wang · SAGE Open · 2024
Sri Widaningsih, S. Firmialy · Journal of economics, finance and management studies · 2024
Article metrics
Real usage data collected on this platform.
0
Page views
0
PDF downloads
0
Outbound clicks
74
Citations
Views by country
Approximate, from request IP at view time — not citizenship or institution. Countries with fewer than 5 views are grouped as "Other".
No views recorded yet.
Traffic sources
Referring site, by host.
No traffic recorded yet.
Views and downloads exclude known bots/crawlers. Citations combines this platform's own DOI-resolved index with each external source's own reported total — see Cited by above for individually listed citing works. Last refreshed 0 seconds ago.