A Study on the Impact of Digital Financial Inclusion on the Performance of Small and Medium-Sized Enterprises under the Impact of COVID-19

Abstract

At the beginning of 2020, the sudden epidemic of new coronavirus pneumonia spread across the country, and the sudden disaster affected all aspects of the production industry, especially for small and medium-sized enterprises with relatively weak overall strength, the impact of the epidemic is worse. From the perspective of the performance of small and medium- sized enterprises in China, this paper hopes to make an important breakthrough on whether digital inclusive finance can reduce the impact of the novel coronavirus epidemic on the performance of small and medium-sized enterprises through exploration in this paper, so as to supplement the research content of digital inclusive finance and small and medium-sized enterprises. On this basis, this paper intends to select listed enterprises on China's New Third Board as research samples, use the digital inclusive finance index compiled by Peking University to measure the development degree of digital inclusive finance in China, and conduct a quasi-natural experiment to study the impact of digital inclusive finance on the operation of small and medium-sized enterprises through the external impact affecting the operation of small and medium-sized enterprises. It is of reference significance for how to improve the performance of smes with the help of digital inclusive finance.