Purpose: This study explores how artificial intelligence (AI) can serve as a catalyst for enhancing financial literacy and indirectly reducing Non-Performing Assets (NPAs) across diverse populations. Financial literacy is essential for informed decision-making, yet many individua...
Open access
Research Article10.9734/ajeba/2025/v25i91982
Organizational performance has been cited as a key concern for every organization. In the dynamically changing environment, succession planning is gaining popularity as a driver of organizational performance in the public sector. Despite growing interest in public sector reform,...
Open access
Research Article10.9734/ajeba/2025/v25i91979
Haryana, recognized as India's 'Bread Basket' and 'Land of Gold', is achieving significant advancements in its agricultural sector. In 2025, India’s agriculture sector contributed approximately 15-18 percent in its GDP. In Haryana the contribution of agriculture sector has recode...
Open access
Research Article10.9734/ajeba/2025/v25i91977
Background: Fermented dairy products like yoghurt are widely enjoyed worldwide, and a global survey across 16 countries ranked yoghurt among the top 15 most-consumed dairy items, with the highest intake noted in Western Asia and the Middle East. In Bangladesh, yoghurt is valued f...
Open access
Research Article10.9734/ajeba/2025/v25i91978
Financial inclusion is essential for all individuals in the community reflecting affordability, accessibility and reliability of financial services particularly in Nsiika town council, Buhweju district, Uganda where the levels of financial inclusion are still very low with only 1...
Open access
Research Article10.9734/ajeba/2025/v25i91974
The problem of study was the decline in financial performance of NWSC Fort portal City branch, characterized by low revenue, increase in illegal water connections, low bills collection ratio and decline in new water connections. The concept of financial performance has undergone...
Open access
Research Article10.9734/ajeba/2025/v25i91975
This study reinforces the pivotal role of banks in fostering financial stability and economic growth. Using a balanced panel dataset of 12 banks from 2010 to 2023, it examines the impact of risk-weighted capital, credit risk, and liquidity risk on the performance of Nigerian bank...
Open access
Research Article10.9734/ajeba/2025/v25i91976
Aims: This study aimed to forecast rice prices in Bangladesh by identifying the most suitable Autoregressive Integrated Moving Average (ARIMA) model, thereby providing insights for policymakers, researchers, and farmers. Study Design: Quantitative time series analysis using Box–...
Open access
Research Article10.9734/ajeba/2025/v25i91972
Aims: This study aims to predict financial distress in hotel, restaurant, and tourism subsector companies listed on the Indonesia Stock Exchange using artificial neural networks (ANN) and to examine the influence of financial ratios—current ratio (CR), return on assets (ROA), ear...
Open access
Research Article10.9734/ajeba/2025/v25i91973
Aims: While the benefits of co-location for SMEs are widely acknowledged, the specific mechanisms through which value is created and capacity is built often differ across sectors, a gap this study addresses. This research comparatively analyzes how co-location influences value cr...
Open access
Research Article10.9734/ajeba/2025/v25i91970
This study examines the influence of good governance on economic growth in India using annual data from 1996 to 2022. Economic growth, measured through per capita GDP, is analysed in relation to governance indicators: control of corruption, political stability and voice and accou...
Open access
Research Article10.9734/ajeba/2025/v25i91971
The Pradhan Mantri Mudra Yojana (PMMY) is a government initiative designed to provide financial assistance to micro and small enterprises, with a particular focus on encouraging entrepreneurship among women entrepreneurs. By extending credit to underserved segments, MUDRA seeks t...
Open access
Research Article10.9734/ajeba/2025/v25i91969
This study aims to examine the influence of digital communication and mobile banking services on customer satisfaction, with Bank Mandiri customers in Palembang City serving as the research object. Utilizing a quantitative approach, data were gathered through a questionnaire dist...
Open access
Research Article10.9734/ajeba/2025/v25i91968
Artificial intelligence (AI)-enabled customer e-marketing has driven the overall growth in digital commerce and has changed how consumers enjoy their shopping experience globally. This paper explores how modern applications of AI in marketing practices, like personalization, reco...
Open access
Research Article10.9734/ajeba/2025/v25i91966
This paper uses theory to analyze the enabling role of the new quality of productivity on the development of international trade, and specifically discusses three aspects, namely, the enabling mechanism, practical challenges and policy responses. In terms of the enabling mechanis...
Open access
Research Article10.9734/ajeba/2025/v25i91967