This study examines and compares the challenges faced by organised and unorganised micro and small manufacturing enterprises (MSEs) in Ludhiana district, Punjab. Primary data were collected during 2021–22 through a pre-tested semi-structured questionnaire administered through per...
Open access
Research Article10.9734/sajsse/2026/v23i81378
Family businesses make important contributions to employment, income generation, wealth creation, and intergenerational entrepreneurship in Nigeria, yet many experience difficulty surviving beyond the founding generation. Succession challenges, socio-cultural dynamics, competing...
Open access
Research Article10.9734/sajsse/2026/v23i81377
Employee training is increasingly important in Bangladesh’s banking sector, yet contemporary employee-level evidence across public and private commercial banks remains limited. This study examined the relationship between employee training and job performance among banking employ...
Open access
Research Article10.9734/sajsse/2026/v23i81376
This study investigated the effects of home-based learning on Basic Science students’ academic achievement, retention, and interest in Delta Central Senatorial District of Delta State, Nigeria. A quasi-experimental research design was adopted, involving a sample of 120 Junior Sec...
Open access
Research Article10.9734/sajsse/2026/v23i81375
The rapid growth of cryptocurrencies and increasing instability in traditional financial systems have significantly transformed global investment behaviour in recent years. In developing countries experiencing economic crises and currency depreciation, investors increasingly seek...
Open access
Research Article10.9734/sajsse/2026/v23i81374
This study examines the influence of organisational support and transformational leadership on career maturity, with career commitment as a moderating variable, among Millennial and Generation Z employees in public-sector organisations under the West Nusa Tenggara Provincial Gove...
Open access
Research Article10.9734/sajsse/2026/v23i81372
Financial inclusion is essential for economic growth, especially for micro-enterprises that often face barriers in accessing formal financial services. The Quick Response Code Indonesian Standard (QRIS) has been promoted to enhance efficiency and accessibility in digital payments...
Open access
Research Article10.9734/sajsse/2026/v23i81373
Climate change has evolved from an environmental concern into a central macro-fiscal challenge, yet its effect on India’s fiscal deficit remains empirically unresolved, with existing studies reporting contradictory findings regarding both direction and magnitude. This study adopt...
Open access
Research Article10.9734/sajsse/2026/v23i81370
Background: Consumers follow others and rely on "herding behaviour" when they have limited product knowledge and face risks while using online platforms. Aim: This study aims to investigate the effects of herding cues and consumer herding behaviour on online purchasing decisions...
Open access
Research Article10.9734/sajsse/2026/v23i81371
This study examined the effects of the Local Government Financial Accounting System and Human Resource Competence on the quality of Regional Government Financial Reports and assessed whether the Internal Control System moderated these relationships. The population comprised 26 Re...
Open access
Research Article10.9734/sajsse/2026/v23i81368
Fishing communities around Chilika Lake are exposed to ecological change, constraints on resource access, and limited livelihood assets; however, village-level evidence is needed to prioritise interventions. This study assessed the livelihood vulnerability of eight fishing villag...
Open access
Research Article10.9734/sajsse/2026/v23i81369
This study examines how digital opinion leaders shape consumer electronic word of mouth (e-WOM) in the technology-gadget sector. A quantitative, cross-sectional survey was conducted among 286 respondents in Eastern Uttar Pradesh who regularly followed technology influencers. Data...
Open access
Research Article10.9734/sajsse/2026/v23i81367
This study examines the effects of macroeconomic policies on economic growth in Nigeria using annual time-series data covering 1980–2022. The analysis focuses on selected fiscal and monetary policy instruments, namely interest rate, exchange rate, government expenditure and gover...
Open access
Research Article10.9734/sajsse/2026/v23i81366
Background: The COVID-19 pandemic had a huge impact on lifestyles and buying behavior. As a result, it amplified the usage of online marketing platforms. After the COVID-19 pandemic, consumers’ dependency did not change, and it remained the same or increased. The outbreak of COV...
Open access
Research Article10.9734/sajsse/2026/v23i81364
This study examines the structural transformation of India’s services exports, with particular attention to the emergence and growing dominance of modern services. Using secondary data from National Accounts Statistics, the Reserve Bank of India, UNCTAD, the World Trade Organizat...
Open access
Research Article10.9734/sajsse/2026/v23i81365