Micro, Small, and Medium Enterprises (MSMEs) play a pivotal role in realising the vision of an Atma Nirbhar Bharat (self-reliant India). This study critically examines the contribution of MSMEs in Jharkhand, a state rich in natural resources but often grappling with socio-economi...
Open access
Research Article10.9734/ajeba/2025/v25i91985
In the dynamic and competitive landscape of modern organizations, achieving a balance between work and personal life has become increasingly important. Work-life balance (WLB) is not merely a matter of individual well-being and contentment but also significantly influences organi...
Open access
Research Article10.9734/ajeba/2025/v25i91986
Aims: To investigate the impact of bank mergers on the financial performance of public sector banks in India, specifically examining the effects on Net Interest Margin (NIM), Return on Assets (ROA), and Return on Equity (ROE), and to assess the role of bank-specific factors in in...
Open access
Research Article10.9734/ajeba/2025/v25i91983
To investigate the impact of China's low-carbon city pilot (LCCP) policy on corporate Outward Foreign Direct Investment (OFDI), aiming to understand its role in promoting international expansion and industrial upgrading amidst a global low-carbon transition. This study employs a...
Open access
Research Article10.9734/ajeba/2025/v25i91980
Background: Banking stability is a pivotal aspect of financial sector health, with non-performing loans (NPLs) serving as a key indicator of potential vulnerabilities. In Chad, the banking sector's stability is particularly crucial given the country's economic challenges and deve...
Open access
Research Article10.9734/ajeba/2025/v25i91981
Purpose: This study explores how artificial intelligence (AI) can serve as a catalyst for enhancing financial literacy and indirectly reducing Non-Performing Assets (NPAs) across diverse populations. Financial literacy is essential for informed decision-making, yet many individua...
Open access
Research Article10.9734/ajeba/2025/v25i91982
Organizational performance has been cited as a key concern for every organization. In the dynamically changing environment, succession planning is gaining popularity as a driver of organizational performance in the public sector. Despite growing interest in public sector reform,...
Open access
Research Article10.9734/ajeba/2025/v25i91979
Haryana, recognized as India's 'Bread Basket' and 'Land of Gold', is achieving significant advancements in its agricultural sector. In 2025, India’s agriculture sector contributed approximately 15-18 percent in its GDP. In Haryana the contribution of agriculture sector has recode...
Open access
Research Article10.9734/ajeba/2025/v25i91977
Background: Fermented dairy products like yoghurt are widely enjoyed worldwide, and a global survey across 16 countries ranked yoghurt among the top 15 most-consumed dairy items, with the highest intake noted in Western Asia and the Middle East. In Bangladesh, yoghurt is valued f...
Open access
Research Article10.9734/ajeba/2025/v25i91978
Financial inclusion is essential for all individuals in the community reflecting affordability, accessibility and reliability of financial services particularly in Nsiika town council, Buhweju district, Uganda where the levels of financial inclusion are still very low with only 1...
Open access
Research Article10.9734/ajeba/2025/v25i91974